28 Sept 2010

Hell! It's about time!

How many times have I attempt at writing something? I lost track of it. This is me trying to re-initiate my blog with various topics. Hopefully, this time I have the persistence to provide my readers with something interesting.


What does this blog have to offer?
  • theories and discoveries from me
  • financial market observations
  • Starcraft II (perhaps?)
  • some Chinese posts - the posts will be translated into English if they are originally written in Chinese
  • interesting links and references - on your right side
What do I want to get out of this?
  • me, me, me - it's not often that one can talk without caring too much about the listener
  • writing in English - English is my second language and I want to learn to do this well. Please forgive me for the grammatical errors. I'll proofread as much as I can.
  • express ideas - I love sharing my discoveries, from tiny to huge
  • connect with perspective and prospective friends online - feel free to leave comments :)
2010Q4 Objective
  • write stuff that interests people
  • have more than 1 comment to reply to every week
  • generate weekly traffic of 1,000+ views
  • recover Google AdWords spendings
Some interesting facts in designing this blog

I admit that this is the first time I am serious about keeping a blog, so all these may sound rudimentary to you, but bear with me and you may find something fun.
  • the top photo as of today was taken by me in Eugene, Oregon. You can find that location on Google Maps
  • the warmer background and a colder colour scheme are chosen to establish a quiet atmosphere for the reader
  • most common display resolutions are 1680*1050 and 1280*800 as of 2010, so I figure you can see the whole width without scrolling (let me know if not)
  • the length and the width of each section are set to golden ratio.
  • no, I am not going to introduce myself, because I suck with job interviews :D

27 Feb 2007

醫生的財富

台灣人有一種迷思,那就是醫生賺很多錢。我以前也是這種想法,但後來眼界比較開闊之後才發現不是這回事。主要是「很多錢」的定義是如何?任何職業都是一樣的,只有頂尖人物才能擁有高的報酬 (而多數人都是平凡人)。

所以普通的醫生比其他職業有優勢的是「起跑點」比較前面。「有錢」絕對不是一個月二三十萬能打發的。一萬到五萬 & 五萬到二十萬生活品質的提升是差不多的,因為財富和生活品質是邊際報酬遞減的。

那醫生的優勢究竟在哪裡,就是在儲蓄與投資。因為錢生錢永遠比人生錢還快。

在加拿大看到一些普通的華人醫生,真正成為不必為生財煩惱的人還是很少。(健保越健全家庭醫生 pay越低 XD)。差異不大的薪水,生活品質卻差異很大。有些人把每個月開銷大,長期下來不過收支平衡。有些人寧願貸款負債:開餐館、開個 Dollar Store賣東西、找人合夥開補習班、買賣房地產。這幾年大多頭造就很大的成就差異。(尤其是房地產,一轉手就差五十萬加幣,醫生努力存十年也沒這麼多吧。 =_=+)。

年薪百萬都是小錢。省著點花,做投資,才有不為生活擔憂的機會。